FARMERS & MERCHANTS BANCORP INC (FMAO) is a savings institution, federally chartered company. 32 insider Form 4 filings in the last 90 days. Next earnings projected around 2026-07-27 from FMAO's year-over-year reporting pattern (not yet company-confirmed). Fundamentals from SEC filings; prices are end-of-day.
EOD daily bars · delayed, not real-time · data: DatabentoCharting by TradingView Lightweight Charts™
XBRL company facts, SEC EDGAR. TTM = last four reported quarters. Valuation ratios arrive with a price source — we don't fake quotes.
Not reported in XBRL for this filer.
A plain-English read on FMAO plus an auto-SWOT — built from FMAO's SEC filings and market data, every point cited, nothing invented. Educational, not investment advice.
Four AI analysts — a bull, a bear, a risk manager, and a PM — debate FMAO using only the SEC-filing and market facts below. Every point cites its evidence; nothing is invented. This is educational research, not investment advice.
Educational only — not financial advice. Data from SEC EDGAR public filings; no live market data is shown. Figures reflect the company's own reported XBRL facts and may lag.
| Robert E. LattaU.S. Representative · OH-05 | BUY | $15,001 - $50,000 | filed 2026-06-05 |
| Briggs Andrew JDirector | SELL | $177K | view → |
| Briggs Andrew JDirector | SELL | $183K | view → |
| Briggs Andrew JDirector | SELL | $187K | view → |
| Briggs Andrew JDirector | SELL | $273K | view → |
| Briggs Andrew JDirector | SELL | $179K | view → |
| Briggs Andrew JDirector | SELL | $346K | view → |
| Briggs Andrew JDirector | SELL | $86K | view → |
| Briggs Andrew JDirector | SELL | $257K | view → |
Projected from FMAO's own SEC 8-K filing history — the year-over-year reporting pattern (~50% land the exact day, ~90% within a week). No analyst estimates, no scraped calendars, nothing invented. It upgrades to a confirmed date + time the moment FMAO files its announcement.
FMAO has sold off after 5 of its last 8 earnings reports.
Earnings reactions have been moderate.
FMAO has traded lower after most recent earnings releases.
The average is inflated by its most volatile prints (+7.4% and -8.9%).
A more typical earnings reaction has been approximately ±2.9%.
Realized close-to-close history only — no options-implied move, no analyst estimates.
| Reported | Close-to-close |
|---|---|
| 2026-04-22 | -1.2% |
| 2026-02-12 | +6.6% |
| 2025-10-27 | -2.7% |
| 2025-07-28 | +1.5% |
| 2025-04-28 | +7.4% |
| 2025-02-12 | -3.0% |
| 2024-10-30 |
Earnings dates are the company's 8-K Item 2.02 filings (SEC). Reactions from Databento EOD.
| -0.6% |
| 2024-08-01 | -8.9% |