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FIRST BANCORP /NC/ (FBNC) is a state commercial banks company. Piotroski F-Score 6/7. 20 insider Form 4 filings in the last 90 days. Next earnings projected around 2026-07-22 from FBNC's year-over-year reporting pattern (not yet company-confirmed). Fundamentals from SEC filings; prices are end-of-day.
EOD daily bars · delayed, not real-time · data: DatabentoCharting by TradingView Lightweight Charts™
XBRL company facts, SEC EDGAR. TTM = last four reported quarters. Valuation ratios arrive with a price source — we don't fake quotes.
Not reported in XBRL for this filer.
A plain-English read on FBNC plus an auto-SWOT — built from FBNC's SEC filings and market data, every point cited, nothing invented. Educational, not investment advice.
Four AI analysts — a bull, a bear, a risk manager, and a PM — debate FBNC using only the SEC-filing and market facts below. Every point cites its evidence; nothing is invented. This is educational research, not investment advice.
Educational only — not financial advice. Data from SEC EDGAR public filings; no live market data is shown. Figures reflect the company's own reported XBRL facts and may lag.
Projected from FBNC's own SEC 8-K filing history — the year-over-year reporting pattern (~50% land the exact day, ~90% within a week). No analyst estimates, no scraped calendars, nothing invented. It upgrades to a confirmed date + time the moment FBNC files its announcement.
FBNC has rallied after 5 of its last 8 earnings reports.
Each figure is one earnings reaction — how much FBNC moved from the closing price the day before a report to the close the day after. Based on its last 8 reports.
Earnings reactions have been moderate.
FBNC has traded higher after most recent earnings releases.
The average is inflated by its most volatile prints (+11.3% and -2.3%).
A more typical earnings reaction has been approximately ±3.7%.
Realized close-to-close history only — no options-implied move, no analyst estimates.
| Reported | Close-to-close |
|---|---|
| 2026-04-22 | +0.7% |
| 2026-01-21 | +5.5% |
| 2025-10-22 | -2.3% |
| 2025-07-23 | +5.1% |
| 2025-04-23 | +5.6% |
| 2025-01-29 | -1.2% |
| 2024-10-23 |
Earnings dates are the company's 8-K Item 2.02 filings (SEC). Reactions from Databento EOD.
| -1.7% |
| 2024-07-24 | +11.3% |
| Mayer Michael GoodwinDirector | SELL | $2.6M | view → |
| Capel Mary ClaraInsider | SELL | $297K | view → |
| CRAWFORD JAMES C IIIDirector | SELL | $273K | view → |